• The Gar-Pal school districts sponsor 403(b) and 457 tax sheltered annuity plans (the Plan).  Participation is voluntary, allowing employees to make pre-tax salary deferral contributions via payroll deduction.  One of the benefits of participating in the Plan is the ability to defer from taxation salary that would otherwise be currently taxable and also defer income taxes on the earnings credited to their account.
    Employees interested in 403(b) tax sheltered annuity plans can visit the website of our retirement plans administrator Envoy Plan Services, Inc.  CLICK HERE or go to www.envoyplanservices.com.
    The Washington State Deferred Compensation program (DCP) is a supplemental retirement savings program (an IRC Section 457 plan).  DCP is available to Washington State public employers and their employees.  Additional information can be obtained from the home page of the DCP website CLICK HERE or go to www.drs.wa.gov/dcp